It is probably safe to say that money is the most thought about subject. We spend an inordinate amount of time and energy thinking about how to get money, what to do with the money we have, how to survive without money, and myriads of other questions. Money is not only the “root of all evil,” but also it is one of the factors that control our lives. If money guides much of our lives as individuals, then it is equally correct to say that money guides much of the life of our churches.
I’ve never done a survey, but I suspect the biggest complaint people have about the church centers around the issue of money. You’ve heard people say, “All that church wants is my money.” We frequently hear stories about church leaders abusing money given by members and living extravagant lifestyles.
I have an extensive background in studying and teaching biblical stewardship. Even though my views on the subject changed over the years, the importance of the relationship between the church and money is something I still strive to understand.
The ability of a church to raise funds is strictly dependent upon the intended use of the money. For example, in the matter of capital-fund raising, everyone in the business knows it is easier to raise money for a new sanctuary than for a classroom building. The most challenging capital fund project for raising money is debt elimination. It seems that paying off debt doesn’t excite church folks nearly as much as getting a new worship center.
When it comes to raising money for other needs, missions tops the list. Inspiring people to give to share the Gospel, especially in the far corners of the world, is not that difficult. Another good fund-raising project is children. When I was a pastor if we had children who needed money to attend camp all we had to do was make an announcement, and the money would be quickly provided.
Once again I will pose the question of what your church would look like if you took money out of the equation. In other words, if your church had no money, zero income, what would happen?